Investor Funding Made Easy — Fast Capital for Your Next Deal
Fast, flexible financing for flips, rentals and new builds. Up to 92.5 % LTC.
Term sheet in 24 hours. Money wired when you need it.
Great deals die when money moves slow. Through my partnership with
Easy Street Capital, you can access hard-money, DSCR and ground-up
programs that routinely close in under a week—scaling from $75 K cosmetic flips
to $2.5 M new-construction builds. Easy Street underwrites the asset first,
so entrepreneurs, full-time investors and self-employed pros can seize
time-sensitive opportunities.
Expect transparent fees, no junk add-ons, responsive draw schedules and a
lending team fluent in ARV, LTC and DSCR. My role: package your deal, anticipate
underwriter questions, coordinate inspections and keep you updated until funds
hit escrow—so you focus on negotiation, renovation and exit strategy rather
than paperwork ping-pong.
EasyFix – Fix-and-Flip Loan
Leverage | 92.5 % LTC / 75 % LTARV · 100 % rehab funds |
Rates & Fees | 10.9 % interest · 2–3 points total · 6–12 mo interest-only |
Speed | Term sheet 24 hrs · funding 5–7 days |
Prepay | No penalty |
Why investors love it: EasyFix is tailor-made for speed—minimal
docs, full rehab budget and no prepay. Close quick, demo tomorrow and list in
six months. → Planning a flip? See tactics on the
Fix & Flip strategy page.
EasyRent – 30-Year DSCR Rental Loan
Leverage | 80 % LTV purchase/refi · 75 % cash-out |
Rates | 5.99–8.25 % fixed · 0.75× DSCR min. |
Terms | 30-yr IO or amortising · STRs allowed |
Prepay | 3-yr, 5-yr, or zero-penalty options |
Why investors love it: Qualify on the property’s income, lock a
30-year fixed rate and choose interest-only for max cash-flow—no tax returns
required. Perfect exit for BRRRR deals and Airbnb refis. → Compare numbers on
the
Passive & Vacation Rentals page.
EasyBuild – Ground-Up Construction Loan
Leverage | 85 % LTC / 70 % LTARV · 100 % draws |
Rates & Fees | 11.9 % · 2–3 points total |
Term | 12–18 mo interest-only · extensions available |
Exit | Sell at CO or refi into EasyRent DSCR |
Why investors love it: 100 % draw funding keeps personal capital
free for land and carry costs, with 48-hour reimbursements. → Thinking
build-to-rent? Pair EasyBuild with the
BRRRR capital-recycle strategy.
Why Work With Me
- Investor-first coaching — deal stress-tests, appraisal gap checks, clear translation of lender jargon.
- Speed with certainty — term sheet 24 hrs; typical funding 5–7 days; repeat borrowers 48 hrs.
- Transparent fee stack — 2–3 points; doc & valuation fees quoted up-front—no hidden “processing” or “warehouse” lines at closing.
- Hands-on deal management — rehab line-item review, draw schedules, appraisal coordination.
- Multi-state reach — Florida, North Carolina and 30 + investor-friendly markets.
Simple Four-Step Process
1. Online deal intake — 2-minute form captures address, scope & photos.
2. Upload packet — contract, rehab budget, comps or rent roll.
3. Term sheet & appraisal order — within 48 hrs.
4. Close & fund — wire lands, first draw released, start work.
Need guidance? I stay in the loop on every milestone so you never wonder what’s next.
Funding FAQ
How fast can Easy Street close?
Term sheet in 24 hrs; closing in as little as 48 hrs once title is clear.
Five-to-seven days is typical for most flip and DSCR loans.
What credit score is required?
Minimum 620. Better pricing tiers open at 680 and 720, but strong deals can
qualify below that threshold.
Can the loan close in my LLC?
Yes. Title vests in an LLC or corporation; personal guaranty required for
owners holding 20 % or more.
Is there a pre-payment penalty?
No pre-pay on EasyFix or EasyBuild. EasyRent DSCR lets you choose 3-yr,
5-yr or zero-penalty step-down to match your hold plan.
What fees should I expect at closing?
Most deals close with 2–3 points total (origination + consulting)
plus third-party costs such as appraisal and title. Every fee is itemised on
the closing statement—no surprises.
Ready to Close Your Next Deal?
Book a 15-minute funding call or email your deal today—most investors have a
term sheet within one business day.
Explore More Strategies
Fix & Flip – Rapid $30–80 K profit spreads in 3–6 months.
Passive & Vacation Rentals – Long-term cash-flow plus six-figure Airbnb upside.
BRRRR Method – Recycle 90–100 % of your capital and scale faster.
Financing provided by Easy Street Capital. Felipe Peña-Diaz is not a mortgage
lender or broker. All loans are underwritten and funded by Easy Street Capital
and subject to their approval.